Home Equity Loan or Line of Credit Checklist

Documents Required to Expedite Your Loan Application

**Loan documents are to be received within 10 business days from date of application to avoid delays**

Pioneer Valley Credit Union offers debt protection for you home equity loan or line of credit, inquire with your loan originator today.  

Documents from applicant(s)

• Source of Income (i.e. four pay stubs, last two years of W-2 forms or last two years of federal income tax returns, social security award letter, pension letter, etc.)
• Mortgage Statement/Home Equity Statement
• Real Estate Tax Bill
• Water and Sewer Bill
• Homeowner’s Insurance Declaration Pages ($1,000 Max Deductible)
• Copy of valid Driver’s License
• Copy of Deed (ALL owners must be present for the in-office loan closing)
• Initial Disclosures electronic access code: The last SIX digits of your social security numbers
• If applicable, debt consolidation loan purpose, payoff letters and copies of statements

Upon review of loan disclosures and signature, please upload all required documents to the portal provided for your security and confidentiality.

Thank you 

Loan Originator

(Loan communication is electronic, e-mail your Loan Originator directly for prompt response)

Membership Required:

Application for membership to Pioneer Valley Credit Union is located online at www.pvcu.org under “Open Account” select eligibility through association: ACC_MA Chapter. Use your Debit/Credit card to fund $25 initial deposit with Primary Share Account and $0 deposit with Checking Account.  Upon completion of membership, please let me know.